Preheat Oven: Preheat to 350°F (175°C). Grease a 9x5-inch loaf pan or line with parchment paper.
Mix Wet Ingredients: Cream butter (or coconut oil) and sugar until fluffy. Beat in eggs one at a time, then add mashed bananas and pumpkin puree.
Combine Dry Ingredients: In a separate bowl, whisk together flour (or gluten-free blend), baking powder, baking soda, salt, cinnamon, nutmeg, and ginger.
Mix Batter: Gradually add dry ingredients to wet ingredients, mixing until just combined. Fold in chocolate chips, if using. Add milk (or almond milk) if needed for consistency.
Bake: Pour batter into prepared pan. Bake for 50-55 minutes, or until a toothpick inserted comes out clean.
Cool: Let cool in pan for 10 minutes, then transfer to a wire rack to cool completely.
Add dressing as per your wish.